A Debt consolidation loan is a loan where you get a lump sum to pay off your old debts. Afterward, you will make a monthly payment to the new debt. Debt consolidation loans can cause you to lose some credit score because a hard inquiry must be made every time you apply for a new […]

The best student loan program is probably the government student loans. Government student loans have interest rates that are lower than private student loans. If you get approved for a subsidized loan, you only have to pay part of the loan amount because some of the loan is already subsidized and paid for you by […]

The main difference in between Sofi and Marcus loans is that SoFi loans have lower APR interest rates compared to Marcus loans. Sofi loans charge an interest in between 5% – 15% while Marcus loans charge a fixed interest rate in between 6.99% – 23.99%. Sofi offers both fixed and variable interest rate personal loans. […]

Credit unions can offer personal loans for people who live in the state or nearby states. You can find a credit union that serve your location by using the search tool at the National Credit Union Administration website (NCUA). You can also qualify for a credit union’s membership if you are a close family member […]

Credit union are sometimes amongst the best option for taking out a personal loan because it offers lower APR interest and charges lesser fees than a bank. Credit union typically does not have any hidden charges and you can easily find out all the fees it charges on its website. It does not charge unnecessary […]

Most of the credit card companies use FICO score range to determine whether to approve your credit card application. The FICO score is used to determine the APR interest rate and credit limit for the credit card. Each credit card has different minimum credit score requirement. Credit cards with lots of perks and low interest […]